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Lloyds TSB and HBOS merge

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The Guardian: A £12bn takeover of Britain’s biggest lender, HBOS, failed to halt the deepening crisis in world financial markets last night, as a wave of fresh speculation on global stock markets saw two of Wall Street’s most prestigious investment banks targeted as the latest victims of the credit crunch. So, irrespective of whether this was or was not the correct crisis measure, over the years four financial institutions have become one — with consequent effects on competition and therefore […]

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